Simple & Quick Financing

Simple & Quick Financing

Financement simple et rapide

Gosselin offers simple and quick in-store financing thanks to Desjardins’ Accord D program.

Accord D is a quick and flexible financing option.

  • It is a second credit limit on your Desjardins credit card.
  • It does not affect your current limit.
  • The interest rate is different than the one on your card.
  • Payments are done on a monthly basis (based on your Desjardins card statement date), leaving the loan open to be paid in full or partially before term without any penalty.

 If you already have a Desjardins credit card, an Accord D limit is already available. The transaction will be as simple as when you are using your credit card.

If you do not have a Desjardins credit card, you can apply in store and get an approval in minutes.

Examples of credit charges for a 30-day billing cycle

If your average daily balance is $100 $500 $1,000
At the interest rate of 13.5% 13.5% 13.5%
The credit charge for a period of 30 days will be $1.11 $5.55 $11.10

Legal note in the absence of payment
Subject to the approval of the Fédération des caisses Desjardins du Québec ("Desjardins"). All indicated annual interest rates are subject to change. The "Equal Monthly Payments" offer allows you to repay, through a credit card issued by Desjardins ("the card"), a purchase in equal and consecutive installments payable in equal monthly installments. The annual interest rate determined at the time of purchase, and not exceeding 19.9%, applies to such a purchase. The equal monthly payments are included in the minimum payment due from the credit card. If the minimum payment due is not paid at maturity, an annual interest rate of up to 19.9% ​​applies to the equal unpaid monthly installment. The grace period for the card is 21 days without interest, from the mailing of the statement or its lay-off in electronic format, to pay the balance of the statement without having to pay credit fees additional fees, except on cash advances and checks. The minimum payment of the card consists of 2% or 5% (depending on the card chosen) of the total: the balance indicated on the statement of the previous period, credit charges applicable to purchases and monthly payments unpaid on the expiry of this period, current purchases, cash advances and checks for the statement period and credit charges on cash advances and checks; plus: the monthly installment (s) for the statement period, the amount of the deferred payment purchase due on the statement date, any overdue amount, and any other amount required by the credit card agreement. Credit card available without membership fees and renewal. Details in store. Information in effect as at 30/04/2019.

Examples of credit charges for a 30-day billing cycle in the absence of payment

If your average daily balance is $100 $500 $1,000
At the interest rate of 19,9% 19,9% 19,9%
The credit charge for a period of 30 days will be $1.64 $8.18 $16.36

The annual interest rate may be applicable to a current purchase, an equal payment purchase, a deferred payment purchase, an equalized installment purchase, or multiple equal installments.